Watercraft and Boat Insurance in Georgia

Coverages Available for Year-Round Protection

Coverage is provided year round for you, and your boat while out on the water and in storage.

• Watercraft liability coverage Covers repairs, and other expenses of others injured in an accident with your watercraft.
• Watercraft Medical Payments Coverage Covers medical l expenses (up to the policy limit) if you or your passengers are injured in an accident.
• Physical Boat Damage Coverage Covers repair and replacement costs for damage to your boat if it is
  • hit by or collides with another boat or
  • collides with a pier, dock, buoy, or debris.
• Uninsured/Underinsured Watercraft Coverage Covers your boat and medical expenses incurred by you and your passengers in an accident with an uninsured/underinsured operator
• Agreed value & actual cash value Reimburses the boat’s value at application or the value at date of loss depending on selected.
• Towing and assistance reimbursement Covers emergencies that may include
  • towing,
  • mechanical labor at the breakdown site
  • delivery of fuel or battery
• Personal property coverage Covers damage, loss, and theft of your personal possessions on the boat, including your fishing equipment
• Additional boat equipment coverage Covers loss and damage to boat accessories such as life jackets, navigation gear, and anchors